Buying a home in Maryland

Buy a Home in 2025

Step 1

Find a Realtor

Well if you have found this page... you have completed the first step. I look forward to servicing you and guiding you through the process. 

Step 1

Step 2

Get Pre-approved

What is a pre-approval?

  • Choose a lender and submit necessary documents (income proof, tax returns, etc.).
  • Get pre-approved to understand your budget and strengthen offers.

 
Step 2

Step 3

House Hunting

 

  • Tour homes online and in person.
  • Consider location, property condition, and potential resale value.
Step 3

Step 4

Submit An Offer

Work with your Realtor to submit a competitive offer.

Step 4

Step 5

Home Inspection

What is a Home Inspection

  • Hire a professional inspector to check the home's major systems.
  • Review the inspection report and negotiate repairs if needed.
Step 5

Step 6

Home Appraisal

  • What is a home appraisal 
  • An appraisal will be prepared to determine the home’s fair market value.
Step 6

Step 7

Final Walkthrough

What to expect at a Final Walkthrough

  • Completed to ensure agreed-upon repairs are completed.
  • Check for any last-minute property issues.
Step 7

Step 8

Closing

What happens at closing

  • Review and sign all closing documents.
  • Pay closing costs (down payment, lender fees, title fees, etc.).
  • Receive the keys to your new home!

 
Step 8

Step 9

Move In & Celebrate

  • Set up utilities, change locks, and update your address.
  • Make it your own and enjoy homeownership!
Step 9

Frequently Asked Questions

Yes, you can buy a home if you have never rented qualifying to buy a home is based off of your credit worthiness and debt to income ratio. For more info click here to  read more

There are some instances where you can qualify for a home but it varies. Please contact me so I can get you connected with a lender

If you are purchasing with cash it can take 14 days but with a loan the shortest time frame depending on lenders can be 21 days. This timeframe can also be different if you are utilizing homebuyer programs and can be different depending on your circumstances. Contact me for more information

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